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In Chapter 13, the debtor can make dependable month-to-month repayments on the trustee pursuant to an arranged program which is in the end confirmed...
Double Exemptions: New Jersey permits the doubling of hop over to here federal bankruptcy exemptions for joint filers, delivering the opportunity to defend a larger number of assets from liquidation.
You'll find pros and cons of the two options, so choosing no matter if you ought to file for bankruptcy by itself or collectively is dependent upon your person condition and needs.
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These procedures signify that your spouse could lose property due to your solo bankruptcy filing. In each and every state, your spouse's individual home (plus your spouse's 50 percent in the marital assets, in non-Local community home states) won't be part of your respective bankruptcy estate, and can't be taken by the trustee in the Chapter seven situation.
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